Terms of Use

Last updated: November 4, 2026

Educational content only

All articles and guides on this site are for general educational purposes. Nothing here is financial, legal, or investment advice. For advice about your specific situation, consult a licensed professional.

Debt submissions

Submitting the form does not guarantee assistance. Submissions are reviewed at our discretion, and we may decline or remove any submission for any reason. Any help facilitated through this site goes directly between helpers and recipients; we do not handle, hold, or guarantee any funds.

Accuracy

You agree that information you submit is truthful to the best of your knowledge. Misrepresentation may result in removal.

Intellectual property

Site content is owned by Millionaires Pay My Debts unless otherwise noted. You may share links freely; please don't republish full articles without permission.

Limitation of liability

To the maximum extent permitted by law, we are not liable for any loss arising from use of this site, reliance on its content, or interactions with third parties (including helpers or scammers impersonating helpers — always verify identities independently).

Changes

We may update these terms at any time; continued use of the site constitutes acceptance.